Preparing for Christmas in the Fall! 

I know Fall just got here, but I’m mentally already in the Winter season preparing for Christmas. Since Dereon is 9 and pretty mature his Christmas list has slowly started to change and he started asking for less items, but now the few things he does list is pretty expensive And since Baby Chance is only 1 we will get him a few little things for him to open up on Christmas morning, but nothing too major. So to be proactive this year I told him to write his Christmas list a little earlier than the traditional November time frame. He came up with 10 things and half of them were very inexpensive so I smiled with glee, but then as the list continued I saw more tech savvy items like a Drone which isn’t cheap. I sighed. A drone? Really? The wheels in my head started to turn and I realized that I could get the Drone and the few other items he requested if I started knocking them out now. No reason in waiting until December to shop when you already know what you are getting.

I made a few calls and found out that Walmart’s Christmas layaway is in full force and that I can start shopping now and making payments to pay my total off. How awesome is that? But wait it gets better! Kmart has a layaway too and it’s active throughout the year. 

Not only is Layaway a good way to prepare early for Christmas, but here are a few other tips to get you ready for the season to be jolly.

1. Make a list of everyone you are buying a gift for and come up with a budget.

2. Stick to your budget! 

3. Look online for the items on your list. I’ve seen huge price differences from online prices and instore prices. 

4. If you shop at a certain store for your Christmas shopping then start buying gift cards for that store now. $5 here…$10 there…adds up. If you do this a few times in October alone you could have a $100 gift card balance by November to help tackle Santa’s long list.

5. Be realistic! If it’s something on your list that you can’t afford, don’t fret. For example your hubby wants a 50″ 3D TV and it’s not in your budget try to see if you can get him a pair of those virtual reality glasses & game bundle packs. Or give him some cash or a gift card on that big ticket item in a cool card. Don’t stress or go into debt for a Christmas gift because then you are missing the real reason for the season!
Happy Shopping guys! I’ll be back with more money saving tips, holiday gift guides, and giveaways for this Christmas season.

Deals for your gamer at GameStop!

If you have a gamer kid (or husband) then of course GameStop is on your Christmas shopping list. GameStop has a great sale going on this weekend!

Dereon wants games for his Xbox and Wii U, while the husband wants games similar to Halo and Nba2k15. I won’t be going crazy this Christmas running to a million stores to get video games for various consoles at decent prices. I’ve decided to head to GameStop and gather everything at one place for a great price. I like the fact that GameStop has different payment options like Layaway until Dec 14th, trade in credits from your old games and consoles, and their new PowerUp credit program. Lets not forget you can save tons by buying pre-owned items.

Here you can find all of the deals and even shop online.

Look at some of the offers:

        (Friday and Saturday only) Xbox One Assassin’s Creed Bundle:$329.99 (save $70) – includes digital copies of Assassin’s Creed Unity and Assassin’s Creed Black Flag

·         PlayStation 4 Limited Edition Bundle: $399 (save $100) – includes Grand Theft Auto V and a digital copy of The Last of Us Remastered

·         Super Mario 3D World Bundle for WiiU: $299.99 – includes the 32GB WiiU Deluxe Set, Super Mario 3D World and Nintendo Land video games

·         Save $30 off popular PlayStation 4 and Xbox One titles, such as The Evil Within, Sleeping Dogs andMiddle Earth: Shadow of Mordor

·         Free HTC Desire 510 4G LTE Smartphone with purchase of Cricket Wireless no contract service(after $75 mail-in rebate)

·         $50 off ASUS 16GB Memo Pad HD 7 ($99.99) and Samsung Galaxy Tab 4 7.0 ($149.99)

These deals won’t last long so check it out online or in store! Let me know how it goes.

Disclaimer: This is a sponsored post however all my reviews, thoughts, and posts are honest and my own opinion.

5 tips to help you save money for Christmas 2013

So it’s no point of acting like it’s not right around the corner…yep. Christmas! Santa is busy making his toys and you should be busy stacking your coins so you won’t be super stressed this Holiday Season. Even though we all know Jesus is the reason for the season, I have come up with 5 tips to help you prepare yourself as well as your wallet for Christmas 2013:

1. Pack your lunch – That’s right. No more Mickey D’s or Wendy’s or Olive Garden for lunch!(Well at least not every day). You can save a ton of money by bringing your lunch to work. If you spend $5 a day for lunch that’s $25 a week and that’s only if you spend $5 (which I doubt). If you do the math that’s $50 every two weeks. That $50 could go on that Grand Theft Auto 5 video game your son has been talking your ear off about.

2. Layaway – I have heard so many bad things about layaway, but the truth is it’s great. Get all the hot items safely put up with only a small percentage down and a schedule date for payments, to keep you on track. Perfect! This is the best way to go for those really on a tight budget and or for those that has a kid that wants all the latest and greatest toys that clear the shelves quick.

3. Black Friday – I love Black Friday! Most of the people who don’t like Black Friday has had a bad experience or didn’t plan right. That’s ok. We have all done that before. The key is to research, plan and execute. Look at what store is offering what and is it worth you being up at 5am? Plan what time you are going and go! Sadly, being late by 10 minutes can cost you so make sure you are going by yourself or with dedicated shoppers.

4. List – Hi Santa. What do you have for me? Even Santa’s got a list. People spend way too much money when they go in to the stores without a plan and no list! You buy things that grab your attention because it looks like a steal or it’s just too cute! Well that’s going to hurt you. You need a list. Who, What, What store, and price. You have to know what you are there for because if not you will walk the aisle aimlessly picking up items that will may throw your budget completely off.

5. Envelopes – After you have your list completed, put how much you are spending on each person. Then grab a few small envelopes and write the person initials with the amount you are spending (write this very small). As you get paid add to the different envelopes. Once you are saved up and ready to go shopping grab your envelopes and keep to the budget! Once you spend all the money in that envelope on that person you need to reevaluate what else you are trying to buy them and look at what you already have bought. Do they really need it? No. Then their list is complete! Time to start wrapping. But if it is on the top of their list, take the least desirable gift back and use that money to get that must have gift. The key here is to stay on BUDGET.

If we start applying these rules now I believe we will have more sanity this Holiday season!

Let us remember Christmas is about love, family and Jesus. If we can keep that in mind before the madness starts and during we might make it to 2014. LOL