I know Fall just got here, but I’m mentally already in the Winter season preparing for Christmas. Since Dereon is 9 and pretty mature his Christmas list has slowly started to change and he started asking for less items, but now the few things he does list is pretty expensive And since Baby Chance is only 1 we will get him a few little things for him to open up on Christmas morning, but nothing too major. So to be proactive this year I told him to write his Christmas list a little earlier than the traditional November time frame. He came up with 10 things and half of them were very inexpensive so I smiled with glee, but then as the list continued I saw more tech savvy items like a Drone which isn’t cheap. I sighed. A drone? Really? The wheels in my head started to turn and I realized that I could get the Drone and the few other items he requested if I started knocking them out now. No reason in waiting until December to shop when you already know what you are getting.
I made a few calls and found out that Walmart’s Christmas layaway is in full force and that I can start shopping now and making payments to pay my total off. How awesome is that? But wait it gets better! Kmart has a layaway too and it’s active throughout the year.
Not only is Layaway a good way to prepare early for Christmas, but here are a few other tips to get you ready for the season to be jolly.
1. Make a list of everyone you are buying a gift for and come up with a budget.
2. Stick to your budget!
3. Look online for the items on your list. I’ve seen huge price differences from online prices and instore prices.
4. If you shop at a certain store for your Christmas shopping then start buying gift cards for that store now. $5 here…$10 there…adds up. If you do this a few times in October alone you could have a $100 gift card balance by November to help tackle Santa’s long list.
5. Be realistic! If it’s something on your list that you can’t afford, don’t fret. For example your hubby wants a 50″ 3D TV and it’s not in your budget try to see if you can get him a pair of those virtual reality glasses & game bundle packs. Or give him some cash or a gift card on that big ticket item in a cool card. Don’t stress or go into debt for a Christmas gift because then you are missing the real reason for the season!
Happy Shopping guys! I’ll be back with more money saving tips, holiday gift guides, and giveaways for this Christmas season.